• Mortgage Rates
  • Bank Rates
  • Credit Card Rates
  • Auto Loan Rates
  • CD Rates
  • Personal Loan Rates
  • Student Loan Rates
  • Auto Insurance Rates

Current Santa Cruz Rates Update

Home prices in Santa Cruz continue to drop, and lenders are continuing to adjust mortgage rates to better suit the market.
If you are a first time home buyer getting ready to invest in a home, you will need to research the latest rates from banks and lenders in your neighborhood in order to make the best decision for your situation. Santa Cruz Banking Rates can provide you with this information, and can even help pair you up with the best provider in your area.

Life Changes Affecting Santa Cruz Banking Rates

  • Buying a new home.
  • Moving to Santa Cruz from Los Angeles and expecting cheaper car insurance.
  • Enrolling your children in private school for a great education.
Current Santa Cruz Banking News
July 2, 2009

California sets IOU interest rate at 3.75 percent per year

Since October, interest rates in general have come down as the crisis has eased. Today, California's one-year general obligation notes are yielding around ...

July 3, 2009

Feds join whistle-blower lawsuit against SAIC

The new loan program comes on top of cutting the bank's main interest rate from 4.25 percent to 1 percent since October. The bank sets interest rates for ...

Welcome to Santa Cruz Banking Rates

Our goal is to help people living in Santa Cruz save money and earn money wherever and whenever possible. Let's face it - being strapped for cash is no fun. That's why it's important to look for the best deals possible.

No matter how much money you make or what your credit report looks like, we're here to help. With Santa Cruz Banking Rates you can learn about:

  • Santa Cruz, CA mortgage refinance rates
  • Santa Cruz, CA insurance rates for homes and automobiles
  • More banking rate information available from US Banking Rates
TypeRateAvg Points
30 year fixed mortgage4.82%0.700
15 year fixed mortgage4.50%0.700
5 year ARM4.79%0.600
TypeRateAvg Points
HELOC variable5.19%N/A
TypeRateAvg Points
60 month new car loan6.10%N/A
36 month new car loan0.00%N/A
TypeRateAvg Points
credit card non reward8.50%N/A
credit card reward10.86%N/A
prime rate3.25%N/A
TypeRateAvg Points
bank savings account0.14%N/A
bank money market account0.54%N/A

How Can Santa Cruz Banking Rates Help You?

Use Santa Cruz Banking Rates to find financial information that can really affect your bottom line. You need as much information as possible before making any big decisions involving your money. Best of all, our services are fast, easy and free.

Before applying for any loan, be sure to get your free credit report. It can help prevent fraud as well as let you see problems before lenders do.

Get the Best Rates in Santa Cruz, CA

Santa Cruz Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Santa Cruz Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.

Santa Cruz Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Santa Cruz Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone's needs.

If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.

Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!

Free Rate Resources in Santa Cruz, CA

Santa Cruz Banking Rates is rapidly becoming the premier Santa Cruz interest rate source. By working with thousands of financial companies, Santa Cruz Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:

Santa Cruz Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Santa Cruz Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Santa Cruz Banking Rates has just as many partners who can find the best rates for your based on your needs.

Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!

More From Our Partners

Check Rates in These Cities Near Santa Cruz:

Serving the Following Santa Cruz Zip Codes:

Northridge Oakland Campbell
San Mateo Yuba City Sherman Oaks
Santa Maria Whittier Novato
Woodland Hills Fairfield Palos Verdes Peninsula
Moreno Valley Fremont Orange
95060, 95061, 95062, 95063, 95064, 95065, 95066, 95067
Other Santa Cruz Specials: Santa Cruz Insurance Rates
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