Welcome to Santa Cruz Banking Rates
Our goal is to help people living in Santa Cruz save money and earn money wherever and whenever possible. Let’s face it – being strapped for cash is no fun. That’s why it’s important to look for the best deals possible.
No matter how much money you make or what your credit report looks like, we’re here to help. With Santa Cruz Banking Rates you can learn about:
- Santa Cruz, CA mortgage refinance rates
- Santa Cruz, CA insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates

Best Santa Cruz Banking Rates
| Featured Rate | |
|---|---|
| Discover Bank | 2.15% Date: Feb 8, 2010 |
| Highest Rates Recent Rate Changes | |
| Pacific Postal Credit Union Savings Account | 1.66% Date: Jan 12, 2010 |
| Santa Clara County Credit Union 2 Year CD Account | 1.45% Date: Oct 22, 2009 |
| Star One Credit Union Savings Account | 1.40% Date: Jan 12, 2010 |
| Postal Of Northern Cal Credit Union 6 Month CD Account | 1.32% Date: Nov 5, 2009 |
| R Csse Credit Union 6 Month CD Account | 1.20% Date: Nov 5, 2009 |
| Stanford Credit UnionSavings Account | 0.50% to 0.20% Date: Feb 8, 2010 |
| Technology Credit UnionSavings Account | N/A to 0.05% Date: Feb 8, 2010 |
| Meriwest Credit UnionSavings Account | N/A to 0.10% Date: Feb 8, 2010 |
| Commonwealth Central Credit UnionSavings Account | N/A to 0.10% Date: Feb 8, 2010 |
| Sequoia Hospital Employees Credit UnionSavings Account | N/A to 0.10% Date: Jan 12, 2010 |
Life Changes Affecting Santa Cruz Banking Rates
- Buying a new home.
- Moving to Santa Cruz from Los Angeles and expecting cheaper car insurance.
- Enrolling your children in private school for a great education.
CD Rates When Interest Rates are Falling in Santa Cruz, CA
A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Santa Cruz Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
Automatic Savings Plan in Santa Cruz, CA
One of the best ways to grow your savings in \{City/State\}, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.
Learn about the best savings accounts that meet your financial needs in \{City/State\} with the most competitive interest rates from our partner.
Get the Best Rates in Santa Cruz, CA
Santa Cruz Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Santa Cruz Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.
Santa Cruz Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Santa Cruz Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.
If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.
Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Free Rate Resources in Santa Cruz, CA
Santa Cruz Banking Rates is rapidly becoming the premier Santa Cruz interest rate source. By working with thousands of financial companies, Santa Cruz Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:
- Santa Cruz Home Loan Rates
- Santa Cruz Savings Rates
- Santa Cruz Credit Card Rates
- Santa Cruz Student Loan Rates
- Santa Cruz Auto Loan Rates
- Santa Cruz Insurance Rates
- Santa Cruz CD Rates
Santa Cruz Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Santa Cruz Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Santa Cruz Banking Rates has just as many partners who can find the best rates for your based on your needs.
Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!

