| Featured Rate | |
|---|---|
 Discover Bank  | 1.90% Date: Jul 23, 2010 |
| Highest Rates Recent Rate Changes | |
| Stanford Credit Union 2 Year CD Account | 2.27% Date: Jul 29, 2010 |
| 1st United Services Credit Union 2 Year CD Account | 1.60% Date: Jul 23, 2010 |
| Menlo Survey Credit Union 2 Year CD Account | 1.51% Date: Jul 29, 2010 |
| Safeamerica Credit Union 2 Year CD Account | 1.51% Date: Jul 29, 2010 |
| Valley Community Bank - California 2 Year CD Account | 1.35% Date: Jul 29, 2010 |
| Keypoint Credit Union, CA 2 Year CD Account | 1.35% Date: Jul 28, 2010 |
| Menlo Survey Credit Union 2 Year CD Account | 1.52% to 1.51% Date: Jul 29, 2010 |
| Menlo Survey Credit Union 12 Month CD Account | 1.37% to 1.35% Date: Jul 29, 2010 |
| Pacific Postal Credit Union 2 Year CD Account | 0.98% to 0.95% Date: Jul 28, 2010 |
| Pacific Postal Credit Union 12 Month CD Account | 0.88% to 0.85% Date: Jul 28, 2010 |
| Pacific Postal Credit Union 6 Month CD Account | 0.58% to 0.55% Date: Jul 28, 2010 |
| Pacific Advantage Credit Union 2 Year CD Account | 1.11% to 1.12% Date: Jul 26, 2010 |
Welcome to Santa Cruz Banking Rates
Our goal is to help people living in Santa Cruz save money and earn money wherever and whenever possible. Let’s face it – being strapped for cash is no fun. That’s why it’s important to look for the best deals possible.
No matter how much money you make or what your credit report looks like, we’re here to help. With Santa Cruz Banking Rates you can learn about:
- Santa Cruz, CA mortgage refinance rates
- Santa Cruz, CA insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates
Our Featured Santa Cruz Bank Rate
Santa Cruz Banking Rates recommends the rates that Zions Bank has to offer. Zions Bank makes it easy to start saving wherever you are, including Santa Cruz. The current savings account rate that you can apply for today is at 1.16%, which is one of the top rates in the nation. Zions Bank has been in business for 135 years and has over 125 branches.
For inquiries contact:
One South Main StreetSalt Lake City, Utah 84133
Phone:
1-800-974-880024 Hours a Day
7 Days a Week
More Santa Cruz Banks
United Health Credit Union P O Box 4387 Burlingame, CA, 94011 | Valley Credit Union Bay Area California 670 Lincoln Avenue San Jose, CA, 95101 | Central Coast Credit Union 4242 Gigling Road Seaside, CA, 93955 |
Santa Clara County Credit Union 1641 North First Street, Suite 245 San Jose, CA, 95112 | Sunnyvale Credit Union 333 W. Maude Ave., Suite 114 Sunnyvale, CA, 94085 | Provident Credit Union 303 Twin Dolphin Drive Redwood City, CA, 94065 |
Current Santa Cruz Rates Update
Are Santa Cruz mortgage rates poised to rebound and increase sharply in 2012? It could definitely happen. With home loan rates at a low 4.72%, those who qualified for a refinance have come out in mass. Refinancing to a lower rate makes sense for many people as they are now near historical lows, meaning most will save despite service fees.
Federal Reserve Chairman Ben Bernanke spoke recently about the US housing market, interest rates and unemployment, but did not mention with any definite ideas for raising rates in the short term. The Fed is aware of how fragile the market is in Santa Cruz and the rest of the country, leaving them hesitant to raise rates and further hamper an economic rebound in the housing sector.
The best indication that Santa Cruz mortgage rates will rise is when the Fed will raise lending rates to banks, which will in turn cause mortgage rates to rise. As of now however, most banks are still hurting and unwilling to lend out credit like they had in the past. Until banks become more confident in lending, the economy cannot recover and rates will stay deflated.
Worldwide concerns over debt defaults in Greece and much of Europe have also affected the Fed’s long term outlook for housing recovery. Before the European crisis occurred, many believed that interest rates would hold steady until they rose at the end of the year.
Life Changes Affecting Santa Cruz Banking Rates
- Buying a new home.
- Moving to Santa Cruz from Los Angeles and expecting cheaper car insurance.
- Enrolling your children in private school for a great education.
CD Rates When Interest Rates are Falling in Santa Cruz, CA
A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Santa Cruz Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
Automatic Savings Plan in Santa Cruz, CA
One of the best ways to grow your savings in \{City/State\}, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.
Learn about the best savings accounts that meet your financial needs in \{City/State\} with the most competitive interest rates from our partner.
Get the Best Rates in Santa Cruz, CA
Santa Cruz Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Santa Cruz Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.
Santa Cruz Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Santa Cruz Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.
If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.
Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Free Rate Resources in Santa Cruz, CA
Santa Cruz Banking Rates is rapidly becoming the premier Santa Cruz interest rate source. By working with thousands of financial companies, Santa Cruz Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:
- Santa Cruz Home Loan Rates
- Santa Cruz Savings Rates
- Santa Cruz Credit Card Rates
- Santa Cruz Student Loan Rates
- Santa Cruz Auto Loan Rates
- Santa Cruz Insurance Rates
- Santa Cruz CD Rates
Santa Cruz Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Santa Cruz Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Santa Cruz Banking Rates has just as many partners who can find the best rates for your based on your needs.
Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Best Santa Cruz Banking Rates
Current Santa Cruz Banking News
Check Rates in These Cities Near Santa Cruz: | Serving the Following Santa Cruz Zip Codes: | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 95060 95061 95062 95063 95064 95065 95066 95067 |
Other Santa Cruz Specials: Santa Cruz Insurance Rates