Compare the Best Local Rates

Current Best Savings Account Interest Rates in Santa Cruz, CA

Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.

Current Rates in Santa Cruz, CA

Savings rates in Santa Cruz in particular have changed a bit since last month, so take a look at what kind of rates you can expect to find near you today. Santa Cruz Banking Rates pulls rates data from banks and credit unions within 50 miles of the city.

Number of Accounts

Right now, there are a total of 22 savings accounts available near Santa Cruz

Highest Savings Rate

Out of these accounts, the highest possible rate you can obtain is 1% APY.

Lowest Rate for Savings Accounts

At the other end of the spectrum, the lowest savings rate we have on record to date is 0.05% APY.

Average Savings Interest Rate in Santa Cruz

As a benchmark, you can use the average savings rate in Santa Cruz, which is 0.23% APY, to compare other offers against.

Where to Get the Top Santa Cruz Savings Rates

Now that you have a fairly good idea of what to kind of rates you can find in Santa Cruz for savings accounts, let take a look at who’ s offering the very best:

  • Pacific Postal Credit Union: 1%
  • Postal Of Northern Cal Credit Union: 0.7%
  • Valley Community Bank - California: 0.45%

Please note the above rates are subject to change at any time at the discretion of the financial institutions.