Best Santa Cruz CD Rates in January 2012
Since we’ve begun a brand new year, it’s a great opportunity to closely examine your finances and look for opportunities to improve them. When was the last time you checked out your bank accounts? An improvement you can make today is transferring your money to a higher earning investment. CD rates in Santa Cruz are competitive if you know where to look, so find out if there’s a bank or credit union in the neighborhood offering a great rate.
Why Santa Cruz CD Rates?
One of the greatest pros of choosing Santa Cruz CD rates over traditional savings accounts and rates is that they’re often quite a bit higher. This is especially true when it comes to CDs with longer terms. For those who don’t need access to savings for a while, a CD is the higher-earning option.
Highest CD Rates in Santa Cruz
6-Month CD Rates
- Postal Of Northern Cal Credit Union: 0.52%
- Pacific Advantage Credit Union: 0.5%
- Stanford Credit Union: 0.45%
1-Year CD Rates
- Postal Of Northern Cal Credit Union: 1.22%
- Stanford Credit Union: 0.85%
- Pacific Advantage Credit Union: 0.84%
24-Month CD Rates
- Pacific Advantage Credit Union: 1.26%
- Stanford Credit Union: 0.9%
- Valley Community Bank - California: 0.85%
Please note that the featured Santa Cruz CD rates are accurate as of January 23, 2012, but may change in the future at the discretion of the bank or credit union. There may also be additional requirements in order to qualify for an account. Please confirm interest rates before opening an account. You can find the most current interest rates on our Santa Cruz CD Rates page.

