Current 6-Month CD Rates: Best in Santa Cruz, CA

Certificates of deposit with a term length of 6 months are a popular choice among depositors. 6 months is a period of time long enough to really see interest rates that beat out most traditional savings accounts, but at the same time, short enough so that it doesn’t feel like you lose access to your money for too long. If you would like to open a 6-month CD in Santa Cruz, find out where to get the best interest rates first.

Santa Cruz, CA 6-Month CD Rates Today

To get a better idea of what currently available, here’s a look at the highest, lowest and average 6-month CD rates in Santa Cruz right now:

Number of Accounts Available: 22
Highest Rate: 0.77% APY
Lowest Rate: 0.1% APY
Average Rate: 0.38% APY

Where to Get the Highest 6-Month CD Rates

The following are the local Santa Cruz banks and credit unions that are currently offering the highest 6-month CD interest rates:

Pacific Postal Credit Union: 0.77%
United Health Credit Union: 0.65%
Stanford Credit Union: 0.65%
Menlo Survey Credit Union: 0.6%
Addison Avenue Credit Union: 0.6%

These rates are accurate as of 5/6/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Santa Cruz CD Rates page.

Related Rates Articles

Best Santa Cruz Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Safeamerica Credit Union 2 Year CD Account	0.75% Date: Apr 30, 2012 View Rate Details
1st United Services Credit Union 2 Year CD Account	0.65% Date: May 14, 2012 View Rate Details
El Camino Hospital Credit Union 2 Year CD Account	0.65% Date: Mar 29, 2012 View Rate Details
Stanford Credit Union 2 Year CD Account	0.60% Date: May 7, 2012 View Rate Details
Pacific Postal Credit Union Savings Account	0.60% Date: Apr 27, 2012 View Rate Details
Commonwealth Central Credit Union 2 Year CD Account	0.60% Date: Apr 27, 2012 View Rate Details
My Credit Union Savings Account	0.10% to 0.07% Date: May 16, 2012
Bay Cities Credit Union 6 Month CD Account	0.15% to 0.12% Date: May 7, 2012
Bay Credit Union California Savings Account	0.03% to 0.02% Date: May 7, 2012
Safeamerica Credit Union Savings Account	0.10% to 0.20% Date: Apr 30, 2012
Pacific Postal Credit Union 6 Month CD Account	0.34% to 0.27% Date: Apr 27, 2012
U.S. First Credit Union 2 Year CD Account	0.45% to 0.41% Date: Apr 26, 2012

See All Banking Rates

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