Current 6-Month CD Rates in Santa Cruz, CA

Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Santa Cruz, you can save quite a bit of money and help you and your family achieve your financial goals.

How do you determine what a good CD rate is? It takes a bit of research, but Santa Cruz Banking Rates is here to bring you all the information you need to find out.

Let’s begin with the average rate for your location. Santa Cruz Banking Rates compiles rates data from within a 50-mile radius of Santa Cruz and the following is a breakdown of that information to help you locate the best six-month CD rates near you.

Six Month CD Rates in Santa Cruz Today

There are currently 22 six-month CD accounts available within a 50-mile radius of Santa Cruz. Among those accounts, the following is a breakdown of how their interest rates stack up:

Highest 6-month CD rate in Santa Cruz

Menlo Survey Credit Union: 0.72% APY

Lowest Santa Cruz 6-month CD rate

Bay Credit Union California: 0.1% APY

Average 6-month CD rate in Santa Cruz

The average interest rate for six month CDs is 0.38% APY.

The average in rate in Santa Cruz can serve as a benchmark for comparing the rest of the local interest rates you find. Rates close to or more than the average in your city are competitive offers.

NOTE: These rates are accurate as of 4/12/11 but are subject to change at any time in the future. The most up-to-date 6-month CD rates can be found at our Santa Cruz 6-Month CD page.

Related CD Rates Articles

Best Santa Cruz Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Safeamerica Credit Union 2 Year CD Account	0.75% Date: Apr 30, 2012 View Rate Details
1st United Services Credit Union 2 Year CD Account	0.65% Date: May 14, 2012 View Rate Details
El Camino Hospital Credit Union 2 Year CD Account	0.65% Date: Mar 29, 2012 View Rate Details
Stanford Credit Union 2 Year CD Account	0.60% Date: May 7, 2012 View Rate Details
Pacific Postal Credit Union Savings Account	0.60% Date: Apr 27, 2012 View Rate Details
Commonwealth Central Credit Union 2 Year CD Account	0.60% Date: Apr 27, 2012 View Rate Details
My Credit Union Savings Account	0.10% to 0.07% Date: May 16, 2012
Bay Cities Credit Union 6 Month CD Account	0.15% to 0.12% Date: May 7, 2012
Bay Credit Union California Savings Account	0.03% to 0.02% Date: May 7, 2012
Safeamerica Credit Union Savings Account	0.10% to 0.20% Date: Apr 30, 2012
Pacific Postal Credit Union 6 Month CD Account	0.34% to 0.27% Date: Apr 27, 2012
U.S. First Credit Union 2 Year CD Account	0.45% to 0.41% Date: Apr 26, 2012

See All Banking Rates

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