Current Average Certificate of Deposit Rates in Santa Cruz, CA

Having a solid understanding of the interest rates available from banks and credit unions near you is very important if you expect to hold high-earning accounts. Santa Cruz Banking Rates has compiled a list of the average CD rates in Santa Cruz by term, so you can gauge the competitiveness of your own accounts or have a benchmark for comparison if you are interested in opening a new CD.

Average Santa Cruz, CA CD Interest Rates

The following is a breakdown of the CD accounts in Santa Cruz, including the highest, lowest and average rates currently available:

Six-Month CD

Total Number of Accounts Available: 21
Highest Rate on Record: 0.65% APY
Lowest Savings Account Rate: 0.1% APY

Average 6-Month CD Rate: 0.34% APY

12-Month CD

Total Number of Accounts Available: 22
Highest Rate on Record: 1.22% APY
Lowest Savings Account Rate: 0.15% APY

Average 12-Month CD Rate: 0.58% APY

Two-Year CD

Total Number of Accounts Available: 21
Highest Rate on Record: 1.26% APY
Lowest Savings Account Rate: 0.35% APY

Average 24-Month CD Rate: 0.81% APY

You can learn more about where to get the highest CD rates in the city by visiting the 6-Month CD, 12-Month CD or 24-Month CD pages.

All of the above rates are accurate as of June 27, 2011, but are subject to change at any time.

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Best Santa Cruz Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Safeamerica Credit Union 2 Year CD Account	0.75% Date: Apr 30, 2012 View Rate Details
1st United Services Credit Union 2 Year CD Account	0.65% Date: May 14, 2012 View Rate Details
El Camino Hospital Credit Union 2 Year CD Account	0.65% Date: Mar 29, 2012 View Rate Details
Stanford Credit Union 2 Year CD Account	0.60% Date: May 7, 2012 View Rate Details
Pacific Postal Credit Union Savings Account	0.60% Date: Apr 27, 2012 View Rate Details
Commonwealth Central Credit Union 2 Year CD Account	0.60% Date: Apr 27, 2012 View Rate Details
My Credit Union Savings Account	0.10% to 0.07% Date: May 16, 2012
Bay Cities Credit Union 6 Month CD Account	0.15% to 0.12% Date: May 7, 2012
Bay Credit Union California Savings Account	0.03% to 0.02% Date: May 7, 2012
Safeamerica Credit Union Savings Account	0.10% to 0.20% Date: Apr 30, 2012
Pacific Postal Credit Union 6 Month CD Account	0.34% to 0.27% Date: Apr 27, 2012
U.S. First Credit Union 2 Year CD Account	0.45% to 0.41% Date: Apr 26, 2012

See All Banking Rates

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