Compare the Best Local Rates

Current CD Rates in Santa Cruz, CA: Term of 12-Months

CD Rates in Santa Cruz are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your city on a regular basis will help you maximize your deposits.

Below are the current 12-month CD rates in Santa Cruz, along with a list of financial institutions that are providing the highest rates today.

Current Santa Cruz, CA 1-Year CD Rates

Number of 12-Month CD Accounts Available: 24

Lowest Rate on Record: 0.15% APY

Highest Rate: 1.22% APY

Today’s Average 12-Month CD Rate in Santa Cruz: 0.55% APY

Banks and Credit Unions in Santa Cruz with the Highest 12-Month CD Rates

  • Postal Of Northern Cal Credit Union: 1.22%
  • Stanford Credit Union: 1.21%
  • Menlo Survey Credit Union: 0.94%
  • Pacific Advantage Credit Union: 0.84%
  • Keypoint Credit Union, CA: 0.65%

Please note that the above rates are accurate as of July 11, 2011 but are subject to change at any time. Please verify rates with individual financial institutions before opening an account. Additionally, you can view the most up-to-date interest rate information for certificates of deposit across several terms by visiting the Santa Cruz CD Rates page.