About Santa Cruz Banking Rates
Finding great rates on a deposit account or loan is easy with Santa Cruz Banking Rates. Our goal is to provide you with the best interest rates from top financial institutions in the city, including local credit unions and banks. Save big on your next loan or earn high interest with a deposit account.
When you think about your financial future, do you think long term or short term? Do you look ahead to retirement or wonder how you’re going to make rent next week?
Instead of thinking about one of those two extremes, why not look ahead a year or two? You can achieve a lot with a smart investment–like a 24-month CD. Buying a new car, putting a down payment on a house, those are the big financial dreams that can be yours. 
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Santa Cruz, you can save quite a bit of money and help you and your family achieve your financial goals. 
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
Current Rates in Santa Cruz, CA 
Now that we’re in a new month, it’s a good time to take a look at current interest rates in Santa Cruz.
Santa Cruz Banking Rates has compiled a list of the best interest rates in the city for savings accounts and certificates of deposit. Find out if your accounts measure up or if it’s time to open a new one with a better rate. 
If you’re shopping around for the best interest rates in Santa Cruz, starting with the financial institutions local to the community is a great idea. Smaller banks and credit unions often have the ability to offer higher rates. However, not all local institutions can compete with the top offers, which is why it’s so important to research the highest rates near you.
Below is a list of the best rates in Santa Cruz, CA broken out by account type. As we near the end the first quarter of 2011, let’s examine how these popular bank accounts stack up against each other in terms of interest rates: 
It’s getting close to the end of March and CD rates in Santa Cruz have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:
Best Santa Cruz 6-Month CD Rates
- Star One Credit Union: 1.55%
- Sunnyvale Credit Union: 1.51%
- Valley Credit Union Bay Area California: 1.5%
Highest 12-Month CD Rates in Santa Cruz
- Sunnyvale Credit Union: 2.02%
- Valley Credit Union Bay Area California: 1.9%
- Pacific Postal Credit Union: 1.77%
Top 24-Month CD Rates in Santa Cruz
- Valley Credit Union Bay Area California: 2.4%
- Postal Of Northern Cal Credit Union: 2.02%
- Pacific Postal Credit Union: 1.97%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
Saving money takes discipline and patience, but now is the perfect time to get started if you haven’t yet. The holiday season is over and some of the highest savings rates in the nation can be found right in your own neighborhood. If you’d like to start earning more on your savings, you’ll need to find the highest savings rates in Santa Cruz. 
Here are the lowest and most competitive mortgage refinance rates in Santa Clara for December. Browse the list below to help you find the rate that best aligns with your financial home loan goals. Happy Holidays!
15 Year Mortgage Refinance Loan Rate: $300,000
AimLoan.com 15 Year fixed rate at 3.75%
Aurora Bank 15 Year fixed rate at 4.342%
RiteWayMortgages.com 15 Year fixed rate at 4.0%

Our goal is to help people living in Santa Cruz save money and earn money wherever and whenever possible. Let’s face it – being strapped for cash is no fun. That’s why it’s important to look for the best deals possible.
No matter how much money you make or what your credit report looks like, we’re here to help. With Santa Cruz Banking Rates you can learn about: 